“Don’t Go Crazy Looking for Money”
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Well respected professionals
“Applewood Funding has been a lender with a stellar reputation in the Scottsdale/Phoenix Arizona hard money / private money market for many, many years. Both Joel and Geoff are well respected professionals with whom I have worked for many years. Applewood Funding is one of the founding members of the Arizona Private Lender Association (APLA) and Geoff is currently a member of APLA's board of directors. I am honored to recommend them without reservation.”
- Bryon Allen
Geoff is always great to work with
“Geoff is always great to work with. He is very professional, honest and always does what he says he is going to do. I would highly recommend Geoff to anyone looking for quick, hassle free financing.”
- Noah Brocious
Geoff is the man
“Geoff is the man! Knows the business like no one else and gets deals done!”
- Leo Zuniga
“Geoff was awesome! Professional, patient, answered every question I had honestly and completely. Highly recommend working with Geoff. Trustworthy and attentive to all my concerns before I signed any papers. GREAT EXPERIENCE!”
- Tom P.
Made Hard Money Loan Process Painless
“Geoffrey Ball for Hard Money Loans made my application for my hard money loan process painless. Usually I dread this process but working with Geoffrey made it a pleasant experience. He was always available for questions and explained the loan and funding process in terms that even I could understand. Funding of the loan was the fastest that I have ever experienced ..so fast. Going forward I will high recommend the services of Geoffrey Ball and Applewood Funding to my friends and associates. And I will be in contact with Geoffrey again for my funding needs.”
- Jane P Tremble
Fantastic and fast
“Geoff and his team where fantastic to deal with on our financing. They were exceptionally fast and professional. I would highly recommend the team at Applewood Funding.”
- Mike H.
Geoff Said Yes!
“Get your readers and a glass of wine, sit back - here's our story: The title says it all and so do the star points of double the rating that I would surely put! My husband is the name listed on this review, but I am Nicole and it was just my husband's luck to choose me in the beginning. Oh, don't I wish it was because I am a great cook (which I am to hubby's professional cheffing), or because I am beautiful and witty (to his captivating French accent and great stories from the dynamic World of Cuisine), or because I am smart and intelligent (which I am, but only proven after...well now, there's the story, lol)! So, one day not so long ago, my great husband was complaining about his 40 years in America cooking world class cuisine for very famous people and generally not making it (ya know, the American Dream with a pocket full of cash and all) - a story I've heard a million, gazillion times before - by which I feel his very pain and suffering through each of its similar retellings. After raising the roof, spinning a bunch of French clichés and truisms about personal finance, while falling to his knees in an agony only those crusaders from the old world could truly comprehend (and yet, I exaggerate, but only not that much) - I said to him: "Honey, pleeeeaaaase let me help you. We're going to be fine and we are doing ok, even with the concerns you have". To this he only cringed more and reminded me in all of my American silliness why we were NOT going to be fine and how CASH is king! Of this point, I knew no American optimism could belie the truth. We had some hurdles to overcome: I had been in an accident the year before and missed a lot of work, he had a health scare that could have cost him his career and life! We just were not as prepared for the future as we could have been had life not interrupted with a few curve balls! Banks had refused to lend money because he had hit an inevitable rough spot and credit couldn't save us as ours was in tatters. Yet, all that was needed existed in the house's four walls. Unfortunately, my husband had no idea how to get it out. The more I told him we could, the more incredulous he thought the proposition to be. Yet, there too he had a point: I knew that most money lenders would require extreme interests rates that my husband's expectations would never agree to. As well, the only lenders that would give a lower interest rate to yield forth the home's equity demanded first position, deeming an entirely new loan! Such a move would have required the new loan be entirely paid off or refinanced before we could alleviate the high interest payment on the new loan. So, in order to access the more than generous equity position held in the property, he'd feel as if he were swimming with the sharks! I knew I had to do something. I quietly set at the computer one day during one of my beloved's financial crisis meltdowns, searching for an answer to the home's equity. Geoff answered the phone personally that day and calmly answered all my questions. When I finally was able to coax my husband to the phone to witness Geoff's knowledge and experience in working with our specific needs, my husband came away more confident and actually CALM! What Geoff had said made since! We still held off a bit and I completely understood why. You see, a scarier crisis had entered the picture called 'cancer'. Thankfully, the operation was successful, but the lingering stress and continuing financial woes were the new life snuffing threat! When we looked for Geoff's number post-operation, we couldn't find it. I searched and searched to no avail. We ended up speaking to another funding source for a second mortgage and actually began the application process. Still, something in my gut didn't feel right and I attempted to find the man we were convinced could help us one more time. This time deciding to spell his shortened name from the Old English, "Geoffrey" version versus the modern "Jeff". That English degree paid off because it turned out to be the lost ticket! I picked up the phone and there he was again! This time, Geoff Ball was headed to Maui on a vacation with his lovely wife, but he STILL took my call! Here's a list of Business Positives that Geoff accomplished without even breathing hard (Just as a side note, another competing agency attempted to use scare tactics to tell us that none of what GEOFF ACTUALLY DID could be done. Not only did Geoff get us the loan, but at an astonishingly competitive rate): 1) Geoff immediately emailed an application to us to fill out at our convenience (while on vacation) 2) He directed us to his online web application if we choose to input the information there 3) He listened to our financial concerns and designed a personalized loan to meet those needs 4) Geoff worked with us competitively to win our business with NO PREPAYMENT PENALTY! 5) The Applewood Funding Team is AWESOME! Shout out to Larry, our processor!!! 6) The entire team worked together cohesively to get our loan done at a cost that wasn't a gamble 7) When Applewood got our loan documents the process completed quickly and efficiently 8) We were exuberant to receive the funding to complete the project our home's equity was needed for 9) The escrow process went smoothly & after the 3 day waiting period we received our full deposit 10) Applewood Funding = Lowest Cost, Most Highly Competitive Rate, Highest Satisfaction Experience Bottom line is Geoff and his team at Applewood Funding created a Win-Win for my husband and I. My husband now sees why America is called the Greatest Nation on Earth and it's all due to business professionals such as Mr. Ball and small businesses like AF. Geoff helped to prove that only in America even when one is down, one is not counted out! Thank you Geoff! Thank you Applewood Funding! I now have my kind, gentle and resilient husband back. We still have work to do, but the help we needed at a moment of despair for my beloved was just a phone call away! The 2nd mortgage is separate, easy to cancel with full payoff at any time and no prepayment penalty - ever! That's a lot more than I can say for some of the competitors. Nevertheless, how Geoff and AF won our business was the ability to treat my husband respectfully and ethically. My husband believed in Geoff because of the inspiration of truth. He was willing to educate him about the entire process and how it could beneficially affect our needs. We were lucky to have encountered Mr. Ball and the AF team. The funds received will help us accomplish the goal to complete the project and get it SOLD! There's only one moral to this story: Don't believe the competition and just say "yes" to the Geoff! He'll treat you with fairness and professional ethics. We haven't looked back because the loan through AF has helped us to only consider our future. If there's ever another financial need in the litany of services that Geoff can help with, we'll be back. On that, you can count on! Deux Croyants (Two Believers), Adrien et Nicole”
- A. Persello
“Geoff Ball is amazing to work with. He is up front, honest, reliable, and educated in his industry. He comes through with an amazing product. I would recommend him to anyone looking for this type of loan. He is by far the best I’ve been introduced to in his field...”
- Mendi Brown
“Geoff literally saved my life! Having serious medical problems he helped me with the money i needed to pay my medical bills! I am so grateful to him and Applewood Funding I would recommend this company to help with all your financial needs.”
- Lorie C
“It has been the utmost pleasure working with Geoff. The loan process was fast and very simple and he has your best interest at hand. We will continue to work with Geoff Ball for all of our financial needs”
- Jim and tamika coleman