Looking for a Phoenix Residential Hard Money Lender?

Phoenix Residential Hard Money Lender If banks and other financial institutions are turning you away, consider Applewood Funding Inc. Applewood is the Phoenix Residential Hard Money Lender of choice for people who can’t get a loan from a bank.  We offer “hard money loans” which means we offer private lending on home, property, and real estate transactions. When traditional banks deny you a loan, look to us. We have a reputation for fast and fair lending practices.  Serving Phoenix and other major cities in Arizona.

“Residential hard money loan” is also called a “no doc private loan”.  This type of loan is based on your hard assets (house, property, real estate). The property (typically, a single family home or a duplex) is used as a collateral for the loan.  The great news is that a minimal amount of documentation is required and Applewood Funding Inc can usually close a loan application faster than an application through a bank.

In addition to Residential hard money loans, we also offer Commercial hard money loans. The decision to lend or not lend is based on the commercial asset (building, property, real estate) rather than the borrower’s credit score or personal finances. Because Applewood Funding considers the asset, you are more likely to be approved for the commercial hard money loan.

Why get hard money loans from Applewood?

  • Challenged credit OK
  • In foreclosure, previous & pre-foreclosure OK
  • Cash out debt consolidation
  • Owner Occupied and Non Owner occupied
  • Purchase and Refinance
  • Recently out of Bankruptcy OK
  • No seasoning requirements

Hard Money Loans Criteria:

  • No Minimum Fico Score Required
  • No seasoning requirements
  • Minimal Financial Documentation(Repayment ability must be shown)
  • Purchase (Investment and Owner Occupant)
  • Refinance (Investment and Owner Occupant)
  • Cross Collateralization OK
  • Loan term from 3 months to 5 years
  • Loan Amounts from $10,000 to $500,000 plus
  • Fast approvals
  • Fast fundings

Arizona Hard Money Lending Markets:

Serving Phoenix and large city areas within Arizona.